Travel insurance is a type of insurance designed to cover risks associated with travel, such as trip cancellations, medical emergencies, lost luggage, and other unforeseen events that could disrupt your travel plans. Here are the key details typically covered by travel insurance:

1. Trip Cancellation or Interruption: Covers non-refundable trip costs if you need to cancel or cut short your trip due to covered reasons, such as illness, injury, or death of a family member.
2. Medical Expenses: Covers emergency medical and dental expenses incurred while traveling, including hospital stays, surgeries, and medications.
3. Emergency Medical Evacuation: Covers the cost of emergency transportation to a medical facility or repatriation back to your home country if medically necessary.
4. Lost, Stolen, or Delayed Baggage: Reimburses you for lost, stolen, or delayed baggage and personal belongings during your trip.
5. Travel Delay: Provides reimbursement for additional expenses incurred due to travel delays, such as accommodation and meals.
6. Accidental Death and Dismemberment: Provides a benefit in case of death or loss of limbs due to a covered accident while traveling.
7. Legal Assistance: Covers legal expenses if you encounter legal issues while traveling, such as bail bond fees or legal defense costs.
8. Personal Liability: Covers expenses if you accidentally injure someone or damage their property and are held liable.
9. Pre-Existing Medical Conditions: Some policies offer coverage for pre-existing medical conditions if certain conditions are met, such as purchasing the insurance within a specified time frame after booking your trip.
10. Coverage Exclusions: Typically, travel insurance does not cover pre-existing medical conditions (without specific coverage), risky activities (like extreme sports without additional coverage), or losses due to reckless behavior.

When purchasing travel insurance, it’s essential to carefully review the coverage details, exclusions, and policy limits to ensure it meets your specific needs and travel plans. Prices for travel insurance can vary based on factors such as your age, destination, length of trip, and coverage limits. It’s advisable to compare different policies and consider purchasing from reputable insurance providers or travel agencies.